08:30-09:00
Registration and Breakfast
09:00-09:10
Welcome Remarks
09:10-09:30
Keynote Interview: Carina Olsson, CEO, Bankgirot
We discuss the evolution of the Nordic payments industry and analyse the impact of various dynamic factors on Nordic banks.
- What is happening domestically as well as across the Nordic payments industry?
- How does this compare to global trends in the payments industry?
- What does this mean for Nordic banks, and are they prepared for the challenges and opportunities they currently face?
Speakers
Sarah Fallström
Business Development Director, Visa
Martin Georgzén
Chief Commercial Officer, Bankgirot
Liam Xavier
Media Producer, Finextra
Anders Olofsson
Head of Sales, Payments & Cash Management, Tietoevry Banking
Perttu Kröger
General Manager, Finland, Vipps MobilePay
We explore the impact of DORA and how significant this shift is for financial institutions in the Nordics.
- How might DORA force a fundamental shift in the way that banks manage cybersecurity, moving from compliance-driven approaches to a more proactive, real-time threat mitigation?
- How will DORA influence public perceptions of trust in the banking sector?
- Could DORA accelerate the use of cutting-edge tech in banking, or will it slow down innovation?
Speakers
Christina Fransson
Senior Payment Product Specialist, FIS
Gary Wright
Head of Research, Finextra
Jon Påhls
Head of Engineering, Ericsson Mobile Financial Services
Marilin Pikaro
Director, Innovation, Conduct and Consumers, European Banking Authority (EBA)
10:50-11:20
Coffee Break and Networking
11:20-12:00
We examine the readiness of Nordic banks and ongoing challenges they face as they transition into the Verification of Payee era as the Nordics strive for more secure digital payment systems.
- How prepared are the Nordics for the October 2025 deadline and are the banks and fintechs aligned in creating a harmonised VoP process?
- Where are we with the standardisation of the CoP and VoP rulebooks?
- Where do the challenges persist and how are organisations attempting to get around them?
Speakers
Bridget Meijer
New Markets Manager, SurePay
Emmie Silén
Product Manager, SEB
Matthieu Mulot
Global Product Manager, VoP and Compliance, Worldline
Paulina Kudlacik
Confirmation of Payee Scheme Manager, Nordic Payment Council
Sarah Hager
CCO, Enable Banking
Ylva Palmqvist
Commercial Lead, Payments Danske Bank
We explore how and why Nordic central banks are responding to the increasing momentum around central bank digital currencies.
- What are the advantages of utilising CBDCs?
- What are the retail and commercial use cases, and are consumers ready for this?
- What will it mean for native banking systems and the future of payments?
Speakers
Anders Olofsson
Head of Sales, Payments & Cash Management, Tietoevry Banking
Jonas Palm
Head of Nordic Product Management, Cash Management, BNP Paribas
Ville Sointu
Chief Strategist, Digital Currencies, Nordea
12:40-14:00
Lunch and Networking
We examine how Nordic financial services are enhancing fraud risk management practices and leveraging innovation.
- What innovative methods are emerging to detect, prevent and manage fraud?
- Are the Nordics now leading with Verification of Payee to combat fraud?
- Is the UK view on handling APP fraud an example for the Nordics?
Speakers
Adam Gable
Senior Product Director, Temenos
Dan Axelsson
Payment Expert, Nordea
Fredrik Tallqvist
Regional representative Finland and the Baltic countries, EBA Clearing
Mauriceo Castanheiro
VP, Strategic Fraud Advisor, Nasdaq Verafin
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Oskar Havland
Consultant, Havland Consulting
14:40-15:00
Dr. Igor Mate, Director, Data Privacy and Digital Regulation at Permobil and Co-Chair, Connect Communities.
Speakers
Dr. Igor Mate
Co-Chair, Connect Communities
During this afternoon break, attendees are invited to join the speed networking session in the exhibition area where you can meet many other attendees in a short space of time. These quick-fire introductions provide a great opportunity to exchange contact details and begin meaningful business relationships.
We consider where the Nordics – renowned for producing innovative fintech startups that disrupt traditional payment methods – are in terms of leveraging collaboration between banks and fintechs to enhance the payments ecosystem, and how this compares to other regions.
- What is the dynamic between banks and fintechs in the Nordics, and how do they balance competition and collaboration?
- How might Nordic banks and fintechs work together to create a more seamless payment ecosystem?
- What is happening across other regions and how does it compare?
Speakers
Bo Knoblauch
Director Business Development Executive, Visa Direct
Gary Wright
Head of Research, Finextra
Nanna Bergmann
Managing Director, Moonrise
The moderator will begin with an introduction and overview of where the open finance market is today. Then, using Slido and live Q&A, will ask the audience a range of questions to get a sense of how well positioned the Nordics are to lead the global shift to open finance.
- How will open finance transform e-commerce?
- How are the Nordics navigating challenges such as standardisation of data and cyber security?
- How might the EU’s Financial Data Access (FiDA) framework impact the development of open finance in the Nordics?
Speakers
Sarah Hager
CCO, Enable Banking
We’ll summarise the day’s discussions, consider other factors that might disrupt the Nordic banking and payments ecosystem.
- What have we learnt from the discussions that have taken place today?
- Where do we push on?
- What assistance do the banks need to set themselves up for commercial return on the other side of the current payments' evolution?
Speakers
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Camilla Åkerman
Secretary General, Nordic Payments Council (NPC)
Daniel Lexander
Head of Payment Products, SEB
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Debi Bell Hoskings
Reporter
17:10-18:30
Join us for a relaxed and enjoyable drinks reception, where you can unwind and connect with fellow leaders in Nordic banking and payments. Share ideas, exchange perspectives, and continue the conversations in a friendly, informal setting.
We look forward to seeing you there!