09:00 - 09:30
Registration and breakfast
While failures across pan European payment collaborations are not new, what can the Nordic payments sector learn from P27? How can we engage political alignment, value propositions and stakeholder commitment to launch a domestic payment infrastructure project? Is a harmonised cross-border payments infrastructure across a domestic market achievable or realistic?
Moderator
Gary Wright
Head of Research, Finextra
Speakers
Camilla Åkerman
Secretary General, Nordic Payments Council
10:00 - 10:30
What is needed to make instant payments systems across the Nordics as efficient as possible? How can Nordic central banks consider gross settlement, liquidity saving, and risk mitigation in the form of intraday credit? Will the Riksbank’s RIX-INST – based on the Eurosystem's TARGET Instant Payment Settlement (TIPS) platform – be a model for other Nordic countries?
Moderator
Madhvi Mavadiya
Head of Content, Finextra
Speakers
Dan Axelsson
Head of Payment & Fraud, Swish
Antoine Cuypers
Director, Strategic Alliances & Key Accounts, Intix
Martin Wilhelm Johansson
Head of Schemes and Strategic Advisory, Group Payments, Swedbank
Majda Nogo
Head of Sales and Business Development, Nordics and Baltics, Worldline
10:30 - 11:00
Coffee break and networking
11:00 - 11:35
Why are all payments not yet real-time? What issues with cross-border payments are close to being resolved? With the deadline of migration to ISO 20022 approaching, how many financial institutions are ready for this change in general, and more specifically, ready for CBPR+? How will this transformation translate to a future in platform based corporate business models?
Moderator
Niamh Curran
Senior Reporter, Finextra
Speakers
Patrik Havander
Head of B2B Connect Europe, Visa
Christian Schwarz
Director Payments Europe, Finastra
Dr Hubertus von Poser
Member of the Management Board, PPI
Colin Williams
Global Lead - Clearing Transformation, J.P. Morgan
Jenny Winther
Head of Payment Schemes, Svenska Handelsbanken
11:35 - 12:00
Networking break
With Swish in Sweden, Vipps in Norway and Siirto in Finland, Nordic consumers are utilising retail instant payments through these wallet solutions, but where does Request-to-Pay (RTP) infrastructure come in? How can the exchange of data between the payer and billing organisation be enhanced, AI and ML be used to identify payment patterns, and ensure the whole ecosystem is engaged?
Moderator
Gary Wright
Head of Research, Finextra
Speakers
Per Nilson
Business Development Manager, Bankgirot
Anders Olofsson
Head of PaaS, Tietoevry Banking
Paul Francis Walvik-Joynt
Senior Vice President, Real-Time Payments, Mastercard
What is the blueprint for players for like Klarna’s success? Why is BNPL viewed to be risky in countries like the UK, but part of everyday life in the Nordic region? How is the concept of commerce changing and is there potential for banks to create their own BNPL offerings? What does the future hold for embedded finance and BaaS in an era of AI and personalised services?
Moderator
Madhvi Mavadiya
Head of Content, Finextra
Speakers
Julie Chatterjee
CCO, Multitude Bank
Christian Luckow
SVP, Tribe Lead & Payments, Danske Bank
Nanna Svahn
Adviser at the Bank for International Settlement’s (BIS) Nordic Innovation Hub
Stefan Stignäs
Head of Exploratory Banking & Strategic Partnerships, SEB
13:00 - 14:30
Lunch and networking
14:30 – 15:00
Will PSD3 truly bring payments and the wider financial sector into the digital age? How can open banking and open finance improve consumer protection and support competition by providing a greater choice of payment providers? What other regulations in the Nordics and across Europe must be considered when sharing data?
Moderator
Debi Bell Hoskings
Reporter
Speakers
Agnija Gailane
Product Manager for Open Banking Platform, Nordea
Piers Marais
Global Head of Product, Embedded Cross-Border Solutions, Visa Payment Solutions
15:00 – 15:30
How can the Nordic version of Confirmation of Payee help banks focus on the business process layer, confirm payment details of the payee and map data from ISO XML to API all at the same time? How will this contribute to the quality of payments processes, customer experience, prevent misdirected, returned and fraudulent payments, and ensure interoperability?
Moderator
Madhvi Mavadiya
Head of Content, Finextra
Speakers
Christina Fransson
Senior Payment Product Specialist of FIS in EMEA
Greg Huguet
Regional Director, Europem iPiD
Paulina Kudlacik
Confirmation of Payee Scheme Manager, Nordic Payments Council
Richard Ross
Global Payment Market Infrastructure Expert, Swift
15:30 – 16:05
What do the challenges related to faster payments mean for fraud mitigation and anti-money laundering? How can data models or exercises identify fraud patterns in cooperation with users and to qualify anomalies based on their feedback? What advancements have been made in behavioural biometrics and how can these be put into practice?
Moderator
Niamh Curran
Senior Reporter, Finextra
Speakers
Megan Heald
Senior Project Manager, NICE Actimize
John Sam-Kubam
Senior Vice President, Crown Agents Bank
Beju Shah
Head of Nordic Centre, Bank of International Settlements
Robert Woods
Director International Market Planning; Financial Services SME, LexisNexis® Risk Solutions
16:05 – 16:35
Coffee break and networking
Can AI, biometrics, financial exclusion, operational resilience, and sustainability truly be regulated? How can financial institutions comply with an incoming AI Act, BNPL, DORA, and the wide range of ESG regulations that have been established? Which regulations is the industry calling out for, but there is no evidence they will be implemented any time soon?
Moderator
Debi Bell Hoskings
Reporter
Speakers
Krister Billing
Market Infrastructures & Regulatory Affairs, SEB
Marcus Mølleskov
Chief Risk & Compliance Officer (CRCO), Januar
Where do we go now and how can AI be deployed? While emerging trends like the metaverse and Web 3 are still relevant, for cross industry representation and usage of AI, organisations must learn from the technology companies, where risk profiles are created in a different, more overarching way. How best can the Nordic region do this?
Moderator
Gary Wright
Head of Research, Finextra
Speakers
Malin Lignell
Technology and Innovation Strategy, Handelsbanken
Jonas Palm
Head of Nordic Product Management, Cash Management, BNP Paribas
17:30 - 18:30
Drinks reception and networking
